/* folsominsurance.vip - Lake Natoma regatta morning: a coxswain's lineup card on the dock, ruled inlay stock,
   ballpoint teal-blue ink, painted oar-blade gold as the only printed accent. */
@font-face{font-family:"Caveat";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/caveat-700.woff2) format("woff2")}
@font-face{font-family:"Barlow";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/barlow-400.woff2) format("woff2")}
@font-face{font-family:"Barlow";font-weight:600;font-style:normal;font-display:swap;src:url(/fonts/barlow-600.woff2) format("woff2")}
@font-face{font-family:"Barlow";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/barlow-700.woff2) format("woff2")}

:root{
  color-scheme:light;
  --ink:#0e3f52;
  --ink-deep:#082c3b;
  --text:#1b2a30;
  --pencil:#44575e;
  --rule:rgba(30,110,126,.2);
  --sheet:#f9fbf5;
  --lake:#cfe3dc;
  --lake-deep:#a9cdc6;
  --gold:#e7ad1c;
  --gold-deep:#f3c649;
  --stern:#b3262d;
  --hand:"Caveat","Bradley Hand","Segoe Print","Comic Sans MS",cursive;
  --body:"Barlow","Helvetica Neue",Arial,sans-serif;
  --ripple:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%22240%22 height=%22120%22%3E%3Cpath d=%22M10 14h46M120 30h60M190 8h34M60 58h70M170 74h50M16 90h40M110 108h54%22 stroke=%22%23ffffff%22 stroke-opacity=%22.55%22 stroke-width=%222%22 fill=%22none%22/%3E%3C/svg%3E");
  --inlay:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2240%22 height=%2234%22%3E%3Crect y=%2233%22 width=%2240%22 height=%221%22 fill=%22%231e6e7e%22 fill-opacity=%22.2%22/%3E%3C/svg%3E");
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;color:var(--text);font-family:var(--body);font-size:1.0625rem;line-height:1.55;background-color:var(--lake);background-image:var(--ripple)}
::selection{background:var(--gold);color:var(--ink-deep)}
a{color:var(--ink)}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--ink-deep);outline-offset:3px;box-shadow:0 0 0 6px var(--gold)}
h1,h2,h3,h4{font-weight:700;margin-top:0}

/* ---------- header band: the start-line board ---------- */
.site-header{background:var(--ink);color:#fff;border-bottom:7px solid var(--gold)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;max-width:1080px;margin:0 auto;padding:10px 24px;min-height:72px}
.brand{display:inline-flex;align-items:center;gap:14px;min-height:48px;color:#fff;text-decoration:none;font-family:var(--body);font-weight:600;font-size:1.1rem;line-height:1.15;letter-spacing:.01em}
.brand strong{display:block;font-family:var(--hand);font-size:2rem;line-height:1;font-weight:700;letter-spacing:.02em;color:#fff}
.brand-mark{flex:none;display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--gold);color:var(--ink-deep);border:3px solid #fff;box-shadow:0 0 0 2px var(--ink-deep);font-family:var(--hand);font-size:1.9rem;font-weight:700;line-height:1}
.header-link{display:inline-flex;align-items:center;min-height:44px;padding:0 2px;border:0;background:none;color:#fff;font-weight:700;font-size:1.0625rem;text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:.28em;cursor:pointer}
.header-link span{color:var(--gold)}

/* ---------- home: the card on the dock ---------- */
.dock{padding:30px 18px 38px}
.card{position:relative;max-width:1080px;margin:0 auto;background-color:var(--sheet);background-image:var(--inlay);border:2px solid var(--ink);box-shadow:10px 12px 0 rgba(8,44,59,.28)}
.flap{overflow:hidden}
.lake-art{display:block;width:100%;height:clamp(96px,16vw,170px);border-bottom:2px solid var(--ink)}
.minimal-shell{padding:34px clamp(18px,4vw,48px) 30px;display:flex;flex-direction:column}
.minimal-shell h1{margin:0 0 26px;color:var(--ink);font-family:var(--hand);font-size:clamp(3.1rem,8.5vw,5.9rem);line-height:.95;letter-spacing:.005em;text-wrap:balance;display:inline-block;align-self:flex-start;background:linear-gradient(transparent 70%,var(--gold-deep) 70% 92%,transparent 92%)}

/* six lanes */
.choice-grid{counter-reset:lane;display:flex;flex-direction:column;border:2px solid var(--ink);background-color:#dcece6;background-image:var(--ripple)}
.choice-grid a{counter-increment:lane;position:relative;display:flex;align-items:center;gap:18px;min-height:86px;padding:12px 340px 12px 16px;color:var(--ink-deep);font-size:clamp(1.15rem,2.2vw,1.45rem);font-weight:700;line-height:1.2;text-decoration:none;border-bottom:7px dotted var(--gold);transition:background-color .2s}
.choice-grid a:last-child{border-bottom:0}
.choice-grid a::before{content:counter(lane);flex:none;display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#fff;border:3px solid var(--ink);box-shadow:inset 0 0 0 3px var(--gold);color:var(--ink-deep);font-family:var(--hand);font-size:2rem;font-weight:700;line-height:1;padding-bottom:3px}
.choice-grid a::after{content:"";position:absolute;right:16px;top:50%;width:300px;height:48px;margin-top:-24px;background-repeat:no-repeat;background-size:contain;transition:transform .35s ease}
.choice-grid a:hover{background-color:#f3f9f2}
.choice-grid a:hover::after{transform:translateX(12px)}
.choice-grid a[style]{align-items:center!important;justify-content:flex-start!important;text-align:left!important}
.agency-line{margin:26px 0 0;padding-top:16px;border-top:2px solid var(--ink);color:var(--text);font-size:1.0625rem;font-weight:600}
.agency-line a{display:inline-block;padding:8px 2px;font-weight:700}
@media (min-width:851px){
  .home-shell{min-height:0}
}
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/* ---------- local board: the tracklist inside the fold ---------- */
.local-board{background-color:var(--lake);background-image:var(--ripple);color:var(--text);border-top:8px solid var(--ink)}
.local-wrap{max-width:1080px;margin:0 auto;padding:54px 24px 70px}
.local-intro{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;padding:0 0 26px;border-bottom:3px solid var(--ink)}
.local-kicker,.local-card-kicker,.local-section-heading>span,.local-small-label{color:var(--pencil);font-size:.875rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.local-kicker{margin:0 0 6px}
.local-kicker span{padding:0 6px;color:var(--ink)}
.local-intro h2{margin:0;color:var(--ink);font-family:var(--hand);font-size:clamp(3rem,7.5vw,5.2rem);line-height:.95}
.local-intro>div>p:last-child{max-width:560px;margin:12px 0 0;color:var(--text);font-size:1.0625rem}
.local-generated{flex:none;margin:0 0 4px;color:var(--ink-deep);font-size:.9375rem;font-weight:600}
.local-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin:50px 0 18px;padding-bottom:6px;border-bottom:7px dotted var(--gold)}
.local-section-heading h3{margin:0;color:var(--ink);font-family:var(--hand);font-size:clamp(2.2rem,4.5vw,3rem);line-height:1}
.local-section-heading>span{padding-bottom:6px;color:var(--ink-deep);text-align:right}
.local-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.local-card{min-width:0;padding:24px 26px 22px;background-color:var(--sheet);background-image:var(--inlay);border:2px solid var(--ink);border-left:11px solid var(--gold);border-radius:2px;box-shadow:7px 8px 0 rgba(8,44,59,.22)}
.local-card h4{margin:2px 0 14px;color:var(--ink);font-family:var(--hand);font-size:clamp(2rem,3.4vw,2.6rem);line-height:1}
.local-card-kicker{margin:0}
.local-card .local-copy{margin:10px 0;color:var(--text)}
.local-card .local-subtle,.local-subtle{display:block;color:var(--pencil);font-size:.9375rem}
.local-source{margin:20px 0 0;padding-top:12px;border-top:2px solid var(--ink);color:var(--pencil);font-size:.875rem;font-weight:600}
.local-link{display:inline-flex;align-items:center;min-height:44px;margin-top:6px;color:var(--ink);font-size:1rem;font-weight:700;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:4px}
.local-wide{grid-column:1/-1}
.local-weather-lead{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:end;padding:6px 0 20px;border-bottom:2px solid var(--ink)}
.local-weather-lead>div:first-child{display:flex;align-items:baseline;flex-wrap:wrap;gap:6px 22px}
.local-big-temp{color:var(--ink);font-family:var(--hand);font-size:clamp(5.5rem,13vw,8.5rem);font-weight:700;line-height:.8}
.local-weather-condition{max-width:220px;color:var(--text);font-size:1.25rem;font-weight:600}
.local-weather-note{display:flex;flex-direction:column;gap:4px;color:var(--text);font-size:1rem}
.local-weather-note strong{color:var(--ink-deep);font-size:1.125rem}
.local-day-strip,.local-hour-strip{display:flex;overflow-x:auto;scrollbar-width:thin}
.local-day-strip{padding:18px 0;border-bottom:2px solid var(--ink)}
.local-day{flex:0 0 150px;display:flex;flex-direction:column;gap:4px;padding:2px 14px;border-left:2px dotted var(--ink);color:var(--text);font-size:.9375rem;line-height:1.3}
.local-day:first-child{border-left-color:transparent}
.local-day strong{color:var(--ink-deep);font-size:1rem}
.local-day-temp{color:var(--ink);font-family:var(--hand);font-size:2rem;font-weight:700;line-height:1}
.local-small-label{margin:20px 0 12px;color:var(--ink-deep)}
.local-hour-strip{gap:8px;padding-bottom:6px}
.local-hour{flex:0 0 94px;display:flex;flex-direction:column;gap:2px;padding:9px 10px;background:#fff;border:2px solid var(--ink);border-bottom-width:5px;border-bottom-color:var(--gold);color:var(--text);font-size:.875rem}
.local-hour strong{color:var(--ink-deep);font-family:var(--hand);font-size:1.8rem;line-height:1}
.local-big-number{margin:10px 0 6px;color:var(--ink);font-family:var(--hand);font-size:5rem;font-weight:700;line-height:.9;display:inline-block;background:linear-gradient(transparent 68%,var(--gold-deep) 68% 92%,transparent 92%)}
.local-radar{margin:16px 0 0;overflow:hidden;border:3px solid var(--ink);background:#fff}
.local-radar img{display:block;width:100%;height:auto}
.local-radar figcaption{padding:6px 10px;border-top:2px solid var(--ink);background:var(--sheet);color:var(--text);font-size:.875rem}
.local-alert,.local-advisory{display:flex;gap:16px;padding:20px 22px;margin-top:20px;border:2px solid var(--stern);border-left-width:11px;background:#fff1de;color:var(--text)}
.local-alert-icon{flex:none;display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--stern);color:#fff;font-weight:700}
.local-alert h3,.local-advisory h3{margin:4px 0 8px;color:var(--ink-deep);font-size:1.25rem;line-height:1.3}
.local-alert p,.local-advisory p{margin-bottom:0}
.local-advisory{align-items:center;border-color:#2f6a4a;background:#e5f2e6}
.local-advisory-mark{flex:none;color:#2f6a4a;font-size:2.4rem;line-height:1}
.local-advisory h3{font-family:var(--hand);font-size:clamp(1.7rem,3vw,2.2rem);line-height:1.05}
.local-advisory-alert{border-color:var(--stern);background:#fff1de}
.local-row{padding:11px 0;border-bottom:2px dotted var(--ink)}
.local-row:first-of-type{padding-top:0}
.local-row:last-of-type{border-bottom:0}
.local-row>div{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:2px 18px}
.local-row-title{display:block;color:var(--ink-deep);font-size:1.0625rem;font-weight:700;line-height:1.3;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:4px}
.local-row-detail{display:block;margin-top:2px;color:var(--pencil);font-size:.9375rem;text-align:right;margin-left:auto}
.local-news-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:30px}
.local-market-name{display:block;font-size:1.0625rem}
.local-lottery{display:flex;flex-direction:column;gap:4px;padding:10px 0;border-bottom:2px dotted var(--ink)}
.local-lottery strong{font-size:1.25rem;letter-spacing:.04em;color:var(--ink-deep)}

/* ---------- inner pages: the unfolded inlay ---------- */
.page-shell{position:relative;max-width:1080px;margin:30px auto 40px;padding:38px clamp(18px,4vw,48px) 50px;background-color:var(--sheet);background-image:var(--inlay);border:2px solid var(--ink);border-top:14px solid var(--gold);box-shadow:10px 12px 0 rgba(8,44,59,.28)}
.eyebrow{margin:0 0 2px;color:var(--pencil);font-size:.9375rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.intro h1{margin:0;color:var(--ink);font-family:var(--hand);font-size:clamp(3rem,8vw,5.4rem);line-height:.95;text-wrap:balance;display:inline-block;background:linear-gradient(transparent 70%,var(--gold-deep) 70% 92%,transparent 92%)}
.intro-copy{max-width:680px;margin:20px 0 0;color:var(--text);font-size:clamp(1.0625rem,2vw,1.25rem)}

.options{margin-top:40px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.option{min-width:0;min-height:240px;padding:22px;display:flex;flex-direction:column;align-items:flex-start;background:#fff;border:2px solid var(--ink);border-bottom:7px solid var(--gold)}
.option-number{color:var(--pencil);font-size:.875rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.option h2{margin:12px 0 6px;color:var(--ink);font-family:var(--hand);font-size:clamp(2rem,3vw,2.5rem);line-height:1}
.option p{margin:0;color:var(--text);font-size:1rem;max-width:32ch}
.option .option-action{margin-top:auto;min-height:48px;width:100%;padding:12px 14px;display:inline-flex;align-items:center;justify-content:space-between;gap:10px;border:0;background:var(--ink);color:#fff;font-weight:700;font-size:1rem;line-height:1.25;text-decoration:none;text-align:left;cursor:pointer}
.option-action:hover{background:var(--gold);color:var(--ink-deep)}
.option-action span{font-size:1.25rem;line-height:1}
.option .option-note{margin-top:8px;color:var(--pencil);font-size:.9375rem}

.question-section{scroll-margin-top:24px;margin-top:40px;padding:clamp(18px,4vw,38px);background:#fff;border:2px solid var(--ink);border-left:11px solid var(--gold)}
.question-heading h2{margin:0;color:var(--ink);font-family:var(--hand);font-size:clamp(2.4rem,5vw,3.4rem);line-height:1}
.question-heading>p:last-child{margin:10px 0 0;color:var(--text)}
.question-form{margin-top:26px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 22px}
.form-grid label{display:flex;flex-direction:column;gap:6px;color:var(--ink-deep);font-size:1rem;font-weight:600}
.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;padding:10px 12px;color:var(--text);background:#fff;border:2px solid var(--ink);border-radius:0;font-weight:400}
.form-grid input,.form-grid select{min-height:50px}
.form-grid textarea{min-height:140px;resize:vertical;background-image:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2240%22 height=%2232%22%3E%3Crect y=%2231%22 width=%2240%22 height=%221%22 fill=%22%231e6e7e%22 fill-opacity=%22.2%22/%3E%3C/svg%3E");line-height:32px}
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{outline:3px solid var(--ink-deep);outline-offset:2px;background-color:#fffbea}
.form-grid .message-field{grid-column:1/-1}
.form-grid .checkbox-row,.quote-form>fieldset>.checkbox-row{display:flex;flex-direction:row;align-items:flex-start;gap:12px;font-weight:400;color:var(--text)}
.form-grid .checkbox-row{grid-column:1/-1}
.form-grid .checkbox-row input,.quote-form>fieldset>.checkbox-row input{flex:none;width:24px;min-width:24px;height:24px;min-height:24px;margin:1px 0 0;accent-color:var(--ink)}
.quote-form>fieldset>.checkbox-row{margin-top:22px}
.honeypot{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.form-bottom{margin-top:24px}
.form-bottom button,.quote-submit button,.quote-results button{display:inline-flex;align-items:center;gap:12px;min-height:52px;padding:12px 22px;border:2px solid var(--ink-deep);background:var(--ink);color:#fff;font-size:1.0625rem;font-weight:700;cursor:pointer;box-shadow:5px 5px 0 var(--gold)}
.form-bottom button:hover,.quote-submit button:hover:not(:disabled),.quote-results button:hover:not(:disabled){background:var(--ink-deep)}
.quote-submit button:disabled,.quote-results button:disabled{cursor:wait;opacity:.65}
.submit-note{max-width:620px;margin:16px 0 0;color:var(--pencil);font-size:.9375rem}
.form-status{min-height:22px;margin:12px 0 0;color:var(--ink-deep);font-weight:700}
#quote-status{color:var(--ink-deep);font-weight:700}

.product-switch{display:flex;flex-wrap:wrap;gap:10px;margin:32px 0 18px}
.product-switch a{display:inline-flex;align-items:center;min-height:46px;padding:8px 22px 8px 16px;border:2px solid var(--ink);border-radius:4px 999px 999px 4px;background:#fff;color:var(--ink-deep);font-weight:700;text-decoration:none}
.product-switch a:hover{background:var(--gold-deep)}
.product-switch a[aria-current="page"]{background:var(--ink);border-color:var(--ink);color:#fff;box-shadow:inset 0 -5px 0 var(--gold)}
.quote-form fieldset{min-width:0;margin:20px 0;padding:26px clamp(14px,3vw,28px) 26px;background:#fff;border:2px solid var(--ink);border-left:11px solid var(--gold)}
.quote-form legend{padding:0 10px;margin-left:-4px;color:var(--ink);font-family:var(--hand);font-size:2.2rem;font-weight:700;line-height:1.1;background:var(--sheet)}
.quote-form .form-grid{margin-top:4px}
.quote-submit{margin:24px 0 46px;max-width:720px}
.quote-results{margin:28px 0 56px;padding:24px;background:#fff;border:2px solid var(--ink);border-left:11px solid var(--gold)}
.quote-results h2{margin:0 0 14px;color:var(--ink);font-family:var(--hand);font-size:2.6rem;line-height:1}
.quote-results article{padding:18px 0;border-top:3px dotted var(--gold)}
.quote-results article h3{margin:0 0 4px;color:var(--ink-deep)}
.quote-results article p{margin:4px 0 12px}

.site-footer{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 22px;max-width:none;margin:0;padding:24px max(24px,calc((100% - 1032px)/2)) 32px;background:var(--ink);border-top:7px solid var(--gold);color:#e6f1ee;font-size:.9375rem}
.site-footer p{margin:0}
.site-footer>p:first-child{color:#fff;font-weight:700}
.site-footer a{display:inline-block;padding:6px 0;color:#fff;text-underline-offset:4px;text-decoration-color:var(--gold)}
.site-footer .footer-note{flex-basis:100%}

@media (max-width:1000px){
  .choice-grid a{padding-right:250px}
  .choice-grid a::after{width:230px;height:40px;margin-top:-20px}
}
@media (max-width:850px){
  .options{grid-template-columns:repeat(2,minmax(0,1fr))}
  .local-intro{align-items:flex-start;flex-direction:column}
}
@media (max-width:640px){
  .choice-grid a{padding:14px 12px 46px 12px;gap:14px;min-height:110px;align-items:center}
  .choice-grid a::after{right:10px;top:auto;bottom:6px;margin-top:0;width:176px;height:30px}
  .choice-grid a::before{width:48px;height:48px;font-size:1.8rem}
}
@media (max-width:590px){
  .header-inner{flex-wrap:wrap;padding:10px 16px;gap:4px 14px}
  .brand{font-size:.9375rem;gap:10px}
  .brand strong{font-size:1.65rem}
  .brand-mark{width:42px;height:42px;font-size:1.7rem}
  .header-link{margin-left:auto;font-size:1rem}
  .dock{padding:18px 12px 28px}
  .card{box-shadow:6px 7px 0 rgba(8,44,59,.28)}
  .minimal-shell{padding:24px 16px 22px}
  .page-shell{margin:18px 12px 28px;padding:28px 16px 38px;box-shadow:6px 7px 0 rgba(8,44,59,.28)}
  .options{grid-template-columns:1fr}
  .option{min-height:0}
  .question-section{padding:20px 14px}
  .form-grid{grid-template-columns:1fr;gap:18px}
  .quote-form fieldset{padding:22px 12px}
  .site-footer{padding:22px 16px 30px}
  .local-wrap{padding:44px 16px 56px}
  .local-section-heading{align-items:flex-start;flex-direction:column;gap:2px;margin-top:40px}
  .local-section-heading>span{text-align:left;padding-bottom:0}
  .local-grid,.local-weather-lead,.local-news-list{grid-template-columns:1fr}
  .local-card{padding:20px 16px 18px}
  .local-weather-lead{gap:12px}
  .local-alert,.local-advisory{padding:18px 14px;gap:12px}
  .local-day{flex-basis:130px}
  .local-row>div{flex-direction:column}
  .local-row-detail{text-align:left;margin-left:0}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .choice-grid a,.choice-grid a::after{transition:none}
  .choice-grid a:hover::after{transform:none}
}